Recent Survey: Zip Code Influences Free Car Insurance Quotes
Bankrate Insurance proves in a survey report that it matters where you live. You probably already knew that car insurance quotes California (CA) drivers get include rates that are different than drivers in other states have to pay. That makes sense because the amount of coverage required varies by state. However, this recent survey indicates that rates within the state can vary by more than 8 percent.
Geographical Factors That Matter:
The amount of daily traffic is a major deciding factor for insurers. It is important to note this is not unique to California. Insurance companies consider urban areas with heavy traffic to be more dangerous for drivers. Put simply, more traffic means more claims. Insurers use statistical analysis to examine the number of accidents and claims by zip code when setting rates.
Additional Considerations by Insurers:
Car insurance quotes in San Jose are much lower than those in higher traffic areas like San Francisco. The average driver in the state pays approximately $750 annually for coverage. When you get free car insurance quotes , you can expect to get competitive offers from major insurers. In fact, results from the survey indicate San Jose drivers are likely to pay up to 13 percent less than the state average.